Wednesday, May 28, 2014

Use pictures to remind you of your DREAM

Use The Power Of Pictures
In Your Heart

Learn how to use pictures to remind you of your DREAM.

Here's a short story about using a picture to FOCUS on your DREAM..:)


When he got married, Rudy was so poor, he couldn’t even buy an electric fan.  He and his wife were renting a tiny room for P90 a month.  And this tiny room got warm during summer, and without a fan, it got really hot.
But even in his poverty, Rudy believed in his dreams. 
He was also a great believer in having pictures to remind him of his dreams.
So he did the ridiculous.  He got a newspaper, cut out a photo of an electric fan, and pinned it on their wall.  And each time he saw the photo, it reminded him of his great goal in life (at that time): That he’d be able to buy an electric fan for his beloved wife. 
Whenever he saw beads of perspiration on her forehead, he’d go to the photo, and “press” the switch of the fan.  He focused on his dream.
Four days later, Rudy heard a knock on the door. 
When he opened it, he saw his neighbor holding an old electric fan.  The neighbor said he was moving out and wondered if Rudy wanted to buy his old fan for P50.
 Rudy was overjoyed.  “Yes!” he said.
 In four days, the real fan now replaced the photo.
The next photo he pinned on the wall was a beautiful white van.  Foolish, right?  How in the world can a poor man who couldn’t even buy an electric fan now dream of buying a van? 
But he kept on dreaming for that van and worked hard.  The white van came.  And so did the larger homes.  Both here and America.

Today, Rudy is a multi-millionaire.  Because he had pictures that guided him through his journey. 

Having photos work!


AT YOUR SERVICE

JHAY MAGAT

Wednesday, May 21, 2014

Take the 30 day Challenge

Take The 30-Day Challenge!

Whatever change or new habit you want to acquire, the 30-Day Challenge can make it happen for you.

It’s All About Patterns
Haven’t you noticed?
Some people are always making money, while some people are always broke.
Some people are always on time, while some people are always late.
Some people always create happiness wherever they go, while some people create conflict wherever they go.
Some people always achieve their dreams, while some people never achieve their dreams.
Why?
It’s habits. Success and failure aren’t actions. They’re habits.
By the way, here are 7 Rules of the 30-Day Challenge.

Rule 1: Select One Habit

Don’t try to change 19 things in your life.
Just choose one habit.
Choose something simple.
Because it’s the simple things that will cause a massive difference in your life.
Perhaps you want to complement your spouse every day for the next 30 days.
Or spend 15 minutes with your child daily for the next 30 days.
Or eat more veggies each day for the next 30 days.
I repeat: Pick one habit only!
Whatever you pick, make a commitment to do it for 30 Days.
 Here’s the magic of this program: If you can make one change in January, you can change another habit in February, and then another one in March… Do you get the picture? That way, you could make 12 fantastic changes in 2012.
Isn’t that awesome?

2. Aim For 30 Days

It’s got to be for 30 days.
If you miss one day, promise to go back to Day 1 and start over.
Why 30 Days? 
Two reasons.
First, because that’s what it takes to learn a new habit. According to psychologists, it takes 21 days to create a new pattern in your life. It takes 21 days to create a mental pathway in your brain, so that it becomes easier for you to do it.
So why not call it the 21-Day Challenge instead of a 30-Day Challenge? I don’t want to take chances. 21-Days is the passing mark. 30-Days is the honor mark!
Here’s the second reason why 30 Days only: It’s more doable.
 If someone tells you, “Can you read one hour a day for the rest of your life?”, that can be overwhelming. But if someone tells you, “Can you read one hour a day for the next 30 days?”
All of a sudden, it seems more doable. 

3. Do It Daily

Developing a new habit requires that you do it daily.
I repeat: You have to do it daily. Not 3 or 4 times a week. This is crucial. If it’s an activity that can’t be done daily, then try to choose an “alternate” activity that you can do at the same time. 
For example, if you hit the gym every 5pm to 6pm on Tuesdays, Thursdays, and Saturdays—why not take a walk around your village at that same time on Monday, Wednesday, Friday, and Sunday? That way, it’s still a daily experience.

4. Schedule It

Don’t just say, “I’m going to walk daily.”
Say instead, “I’m going to walk at 6AM daily.” That’ll be more powerful.
Don’t just say, “I’m going to make 20 sales calls a day.” 
Say instead, “I’m going to make 20 sales calls a day from 10am to 12noon.”
Doing this little tweak will quadruple your chances of sticking to the habit.

5. Replace It

Empty space doesn’t remain empty for long.
If you remove a bad habit, there’ll be an empty space in your life. If you don’t fill that empty space, the bad habit will come back.
So don’t just try quitting a bad habit. Be sure to replace it with a good habit. 
For example, if you want to quit watching telenovelas, what will you do during those three hours in the evening? Read a book? Learn a musical instrument? Start a business?

6. Study It

Study about the new habit you want to acquire.
Let’s say you want to be more grateful in the next 30 days. Then Google about gratitude. Read articles about it. Look for books on the topic. Talk to friends about the power of gratitude.
And finally…

7. Find Support

Surround yourself with people who already are doing your new habit.
If you want to exercise daily, get your friend or spouse who will do it with you. If you can afford it, get a Physical Trainer.
It’s your turn to make revolutionary changes in your life.



AT YOUR SERVICE

JHAY MAGAT

Tuesday, May 20, 2014

Tuesday, May 13, 2014

THE BASICS OF CASH FLOW

THE BASICS OF CASH FLOW

There are those who e-mailed me asking about the basics of cash flow. I'm really sorry that I assumed everybody already understands it. Anyway, by demand ...... here it goes...

May isang bata... joke lang.

The basic is. What pattern do you see if you will get a P100.00 bill and monitor where and how it is transferred from 1 possessor to the other? How does it flow? The pattern for a typical Pinoy is.

You earn from your work, you spend it on food, gadgets, clothing and other basic needs. Before you reach the next payday, paubos na yung pera mo. But that's ok payday is just a few days ahead and it doesn't matter if I run out of money, I am expecting money again any time soon.


This cycle goes on and on and you make some sidelines or create other ways to earn but it seems that money was never enough. (I am tempted to explain further pero usapan... basics lang).


So you can't leave the job that you have because a week without work would affect the cash flow you have to support your family and needs. As much as you wanted to accept another job, the gap would make you pay less for a couple of days, which makes you a slave to your boss.


At least, you have a job to support your needs.

So to illustrate.. .Cash is flowing inside your pocket.

Years have gone by doing your monotonous routine.

Question... what if you get fired? Or you were forced to retire because there are new and younger people ready to take your place. What would you do?


As an OFW, Makati Executive, Top Salesman, Engineer, Attorney, Teacher, etc... What if it all ends? The sweet cash that enters your pocket every 15 th and 30th suddenly comes to a halt.


There are two things you can buy with your money... An asset and a liability. To describe each... An asset brings money inside your pocket; a liability takes money out of your pocket. Another way to see, it is that an asset if you buy one, will bring the money you spent for it back to you 2 or 3 folds. A liability, when you buy it will not give your money back at all.


Sa ilocano... idjay ti kwa... djak maawatan... (joke lang po, seryoso na kayo eh...)
Sa madaling salita... kapag asset, maibabalik ang pera , pag liability, goodbye sa pera...

Ang problema kay JUAN DE LA CRUZ, habang may trabaho ipon ng ipon at bili ng bili ng liability!

I have seen OFWs get back to the country with gold chains at kung pwede lang limang shades ang isuot ng sabay-sabay gagawin nya eh... dvd, component, jackets, clothes, inuman, pulutan, party, pabango... hindi na makalakad sa dami ng bitbit...


At s'yempre mga empleyado natin dito sa bansa na lingo-lingo bago cell phone at mags ng kotse.. hindi na nga magkasya ang damit sa aparador, tapos pag umaga sasabihin... . wala na akong maisuot.


Guys, esep-esep... what you bought... will it bring money back to you? I know what you have in mind... you have to enjoy what you worked hard for. That's right, but think of something that will last... think of your future.


I have seen the worst of people who were abogado de kampanilya, executive secretaries of top rank business men, people who worked for big companies, earned a fortune and got a big retirement pay by the millions... Now.... Wala na.


Why? Because of their cash flow... went in... went out.

I need not to mention basketball players, actors, singers, etc... Check what is their career path... next after acting, singing and playing... POLITICS. Kasi, 'yung million na kinita nila, puro liability ang binili.


Going back... all the liability they bought, ibinenta ng mura! I'm wearing a gold chain now, which I got from a seaman... he bought it for P35,000 and sold it for 8,000 to me. Hindi po asset ang alahas! Bakit? Totoo na tumataas ang value n'ya pero kapag gutom ka na, kahit palugi ibebenta mo! (wala bang aaray?) Cell phones... dvd players etc. pati bahay at kotse... that's the cash flow of most OFWs...


The question is ... " WHAT IF THE INCOME STOPS?"

Sa Pinoy, ganito: anak... mag-aral kang maigi, at pag tanda namin... ikaw na bahala sa amin ha.... Hindi po ba maling-mali. ..


You have to establish something today that will take care of your future.

Teka, teka... eh ano ang dapat gawin para hindi mangyari yan?

You must create a source of income that will continually make money flow inside your pocket. Start a business! While you are working as an executive or an OFW, or a professional. .. START A BUSINESS and MASTER that business till you get out of that company. Para kapag tumigil ang income mo sa kanila... may susuporta pa din sa iyo hanggang pag-tanda mo!


Now don't tell me to invest my money on pensions and plans... NO WAY ! Narinig n'yo na siguro yung .... Naku ayaw ko na magbanggit.. .. 'yung mga nagbayad at hindi nakapag-claim. .. sila pa ang dinimanda at nag-piyansa! !! HUWAG MO I-ASA ANG PAGTANDA MO SA IBA! GUMAWA KA NG SARILI MONG BALON NG PERA! KAHIT MALIIT PA 'YAN, SARILI MO AT HINDI KA AASA SA IBANG TAO...


Imagine yourself when you reach an older age... (aruy ko,,, baka yung iba sa inyo about that age... tabi tabi po...Ako po sa mga nagtatanong. .. I'm 37 years old. Naabutan ko pa si Michael Jackson at hinele po ako ng nanay ko sa mga kanta ng hagibis...). You have money that the company gave you as your retirement pay... what will you do?


You can consume the money till your old... eh kung hindi umabot? Masamang damo ka pala... at hindi ka kaagad kinuha ni Lord. Eh pang age 65 lang yung naipon mo na budget.


Or maybe, you can start a business and use the money for capital... Kapatid... 9 out of 10 businesses, FAILED... yung isang magsa-succeed, gagayahin pa ng kapitbahay mo instead na mag-franchise sa 'yo... think! At age 50, you are struggling trying to make a business work! What if it fails?!



Eh ano nga ba ang sagot?

The answer is, stop buying liabilities and instead buy assets now. I don't care if it is a banana-Q store, balot, ice candy or a sari-sari store, etc... start now! Because, your experience here will teach you what to do in the future. It's so hard to struggle in business when you are 60 yrs old.


You have to create a source of income separated from the source of income from your work. That when the time comes that you have to stop working, you will have your own source of money! Create assets, start a business that will be there to support you and your family. I AM NOT TELLING YOU TO QUIT YOUR JOB! I'm telling you to start a business while you're working and stop spending your money on liabilities and start putting them on assets!


Ang pera kapag pinambili mo ng LIABILITY... hindi na babalik... ang ASSET... BABALIK.

Teka... masama ba bumili ng mga magagandang gamit? Hindi! Siguraduhin mo lang na ang pambili mo nun ay galing sa asset mo. The business has to be prioritized! Mawalan ka man ng trabaho, may negosyo kang palalaguin.


If before, nabubuhay ka naman ng iisa sapatos mo, huwag mo baguhin 'yun... dati, nagdyi-jeep ka lang... 'wag ka na munang mag-FX...


Create assets and lessen liabilities. Invest and learn now... mag-negosyo!

Eh anong negosyo? Any, as long as you think it is work and doable! I am still looking for partners for my HOME MASSAGE SERVICE! SPA MAGIC! And my business CAR MAGIC is still franchising. .. (joke lang ... baka sabihin nyo nag pro-promote lang ako eh...But I AM PROUD TO SAY THAT ALL MY BUSINESSES ARE ORIGINAL AND ALL ARE GRAND ASSETS!


I started all my businesses with a very small capital. If I used that money to buy a gadget, new shoes or any liability... baka wala lahat ng negosyo ko at wala na akong makain ngayon.


Again, I hope that this BASIC CASH FLOW article helps.... I wish all of us become financially free!



CREDITS TO Mr. Butch Salvador


At your service,

JHAY MAGAT

Thursday, May 8, 2014

How to Market your Business

How to Market your Business?

1. Let them know that your business exist

2. Create your Brand

3. Get ready to position yourself

Watch the video of Mr. Chinkee Tan on how to market your Business.





At your service,

JHAY MAGAT

Wednesday, May 7, 2014

ACTION speaks louder than words

Lebron James has accomplished a lot at age 28.

He's two time NBA champion with the Miami Heat,a four-time regular season NBA MVP,a two-time NBA Finals MVP,a nine-time All-Star and a two-time Olympic gold medalist..




But when we examine his life carefully,James didn't reach the level where he is today by just sitting down and doing nothing.

Instead,the certified NBA superstart observes a strict training regiment to keep himself in superb condition in order to perform at a high level in 82 regular season games.

In short,James' ACTION SPEAKS LOUDER THAN WORDS.

We all want to achieve something in life.

Some people want to be a top businessman somebay.
Others want to follow the footsteps of there idols.

And still,other people dream of becoming a "somebody".

But do you know that there are countless people today who continue to dream without doing something about it?

"Those who work their land will have abundant food,but those who chase fantasies have no sense"
-Proverbs 12:11

Take the time to examine your dreams,goals and even ambitions,then ask yourself..
"WHAT AM I DOING NOW TO MAKE THEM A REALITY?"


At your service,

JHAY MAGAT

How to become a POSITIVE-MINDED person

How to become a POSITIVE-MINDED person

1.Surround yourself with POSITIVE people

2.Read good books like inspirational,motivational books

3.Watch Inspirational movies

4.Find mentors who can inspire you

5.Monitor your thoughts..


Please try to watch this 3 minute video of Mr. Chinkee Tan on how to become a POSITIVE-MINDED person.






At your service,

JHAY MAGAT


Monday, May 5, 2014

Achieve the "IMPOSSIBLE"



The best way to PROVE THEM WRONG is to ACHIEVE THE IMPOSSIBLE

If there's someone who is probably "qualified" to say life is filled with impossibilities,it's Nick Vujicic.

who is Nick Vujicic?

Watch his inspirational video:





You might be in a situation where things are becoming desperate or hopeless.But think about Vujicic,the man born without arms and limbs.If GOD can infuse hope in him and use him to impact millions of people today,certainly,He can help you overcome whatever seemingly impossible situation you are facing as well.


A problem can be a "GIANT" to someone.But if you're facing seemingly great odds today,face them squarely.Lift up the seemingly "impossible" task to GOD by surrendering your will to HIM.Then ask GOD for his sustenace so you can overcome the "impossible" and achieve the "improbable".Never tell GOD how big your problem is but tell your problem how big your GOD is!!.



At your service,

JHAY MAGAT

Sunday, May 4, 2014

BELIEVE in who you are even if no one believes in you




One of the greatest lies a man could ever take as truth is the feeling of "REJECTION" in the process producing the feeling of " WORTHLESSNESS".

Never allow others to look down on you.Your family's lack of provision,your physical features,your educational background or even your simple family background is in no way connected to your worth as a person.

If we look at ourselves with value,even if you are the most gifted person in the entire planet,you will still be hopeless and powerless.

On the other hand,even i all people in the world think we are nothing;but we think we could be something,we will surely succeed.

Even if you feel that the world is againts you and no one believes in yu.Let me remind you that there is a GOD who believes ad loves you unconditionally.If you believe in GOD,you just need to be reminded that GOD does not create a NOBODY but he only creates a SOMEBODY.

We must learn to see ourselves the wat GOD sees us.For if Jesus died on us,who are we to think we are worthless??


At your service,

JHAY MAGAT